Frequently Asked Questions
What are Overages or Surplus Funds?
These are just some of the names for the leftover money that homeowners are entitled to after their property has been foreclosed by the county or the bank. Overage or surplus is created after a certain property is sold at an auction for more than what was owed to the bank/lender or the county.
Who are we?
We are a private organization since 2019, located in Denver, Colorado, and we audit government agencies in search of lost or unclaimed money that belongs to private individuals. After locating unclaimed funds, our team works diligently to link money to the rightful owners across the country.
We invite you to verify our legitimacy through the accreditation of our Good Standing Status of our Colorado State Limited Liability Company, here.
Why are you contacting me?
If we have made attempts to reach you by phone, email, or text, it is because we have done a recent audit and have discovered a fund that may be owed to you. Call us at +1 888-884-9964 to discover how much is available to you.
How do you know that I am owed money?
Before we attempt to make contact with you, we do an extensive amount of research. We will need to ask you some specific questions before we can make a claim, just to confirm we have the right person.
What if my family member is no longer living?
Believe it or not, a good number of claims are owed to individuals who have passed away. We know there are funds under your family member’s name legally than can be passed down to their family or heirs.
Why am I owed money and who owes it to me?
You Have the Right to Be Informed. As a homeowner, you are aware that failure to pay property taxes to the county or maintain mortgage payments to the bank can result in the loss of your home. Additionally, you likely know that foreclosed properties are often sold at auctions to the highest bidder. However, it is crucial for you to understand that when a foreclosed home is sold for an amount greater than the outstanding debt owed to the bank or county, the remaining funds, known as surplus money or overages, are legally required to be returned to the previous homeowner.
We believe in empowering homeowners with the knowledge and resources necessary to reclaim these surplus funds. Our dedicated team is committed to assisting you through this complex process and ensuring that your rights are protected.
How much money is owed to me?
Every case is different but all of our cases are in the thousands. We are not talking of hundreds of dollars. We will disclose the amount at the time of conversation.
How long does the process take?
The recovery process may vary based on factors specific to each case, including complexity, legal considerations, and government processing times, however our experience rate between 60 to 120 days.
What do you mean by contingency basis?
This means that we only get paid if we are successful at recovering your money. In other words, we provide the service first and then we get paid. If we are not successful, you will not owe us anything. We will be the ones out the money we invested into the case.
What is the most common reason why my money will not be successfully recovered?
If a claim for your fund is not made in time, the government has the legal right to keep your money. This time frame differs depending on the government agency holding the funds. We want all of our clients to do there due diligence and feel comfortable with working with us. But we place a big emphasis on making the claim as quickly as possible because the number one reason why claims are unsuccessful is because it was not made in time and we want to prevent this from happening to you.
Why should I hire you if I can do it all by myself?
You sure can do everything by yourself.
However, the fund recovery process can be challenging due to its multiple parts, including working with various agencies, hiring attorneys, handling paperwork, and following up on progress. Yet, our team's expertise and approach aim to minimize any difficulties for our clients. By handling the intricate aspects of the process and providing timely updates, along with cover all expenses, we strive to maximize the likelihood of a successful outcome and alleviate any stress or uncertainty on your end. Trust our team to handle the complexities of the fund recovery process, allowing you to focus on other priorities with peace of mind and no-risk.
Is this a scam?
This is a very understandable concern and the answer is definitely a NO. We know why people are skeptical and I would be, if I were in your shoes as well. It is sad there are a lot of unethical individuals out there and is why we ask people to do their due diligence before proceeding in any business transaction. However, in order for someone to scam you they would need you to make them some sort of payment either by check or wire transfer into their account, provide them with bank account or credit card information, or personal information such as a social security number.
No one in our company will ask you for this information, so there is no way we can harm you.
How much work is required from my part?
Very little. Once we receive the paperwork back from you or the notary, we take care of the rest. You will just sit and wait to receive a check in the mail. Most checks will arrive within 60 to 120 days of the claim.
Does this money need to be reported to the IRS?
You will need to ask your accountant or CPA.
How do we get started?
First thing, we need to speak with you. Most people choose to call us directly but some people rather communicate by Zoom or Google Meet. We need to determine or confirm we have the right claimant so we will be asking you a couple of questions. You then need to decide whether you want to have a mobile notary public meet with you (preferred) or have the documents signed by a notary public of your choice, in your county.
What is the fastest way to get the paperwork back to you?
The fastest way is to have a notary public meet with you at your residence or wherever you feel comfortable meeting with him or her. The notary will have the documents with them for you to sign and will then email and overnight the documents to us. We prefer this method because we know we will have the documents back to us the same day they are signed. We will pay for this service.
Once we have received the paperwork, we will then make a claim to the agency holding the money. From this point it becomes a waiting game. We will continue to update you as the case progresses. Occasionally, the agency will request additional documentation but this is rare. We will always walk you through any required steps during the process.
Is my information kept private?
We keep your information 100% private and confidential. We do not sell or exchange your information to anyone outside of our Organization.
Still Have Questions?
We are here to serve you.
OFFICE HOURS
Mon - Friday 09:00AM - 05:00PM MST
ADDRESS
9878 W Belleview Ave #3015, Denver CO 80123
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